And with Capitec Bank you can choose from its two offerings:
Capitec Bank Personal Loans
Get up to R230 000 cash over 2–84 months.
- Approved in minutes, cash available immediately
- Amount based on your credit profile and affordability
- Fixed monthly repayments
- Consolidate all your existing loans for easier monthly repayments
Free retrenchment and death cover.
- For loans 6 months and longer, your outstanding balance will be paid in full
- If you’re retrenched when the loan is less than 3 months old, 50% of your loan will be covered
- We pay for this cover and the money will be paid to us to settle your outstanding debt
Capitec Bank Multi Loan
A monthly loan for your daily needs or emergencies, reviewed every 12 months at a branch.
- Get up to R4 000 in minutes, any time or place
- Transfer money to your transaction/savings account using our ATMs, Mobile Banking or Internet Banking
- Interest and fees only charged on money transferred
- Repayable in full each month
Quick Personal Loan Apply for your loan now here